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Our
Service Promise
Bayou Capita Funding,
Inc is committed to offering only the highest quality commercial mortgage
services.
Our goal is to provide ethical and professional commercial lending advice and
services to all our clients.
We treat each customer and associates in the commercial mortgage related fields
with respect, courtesy and professionalism throughout the loan
process.
Here is just part of
what we do to achieve our goals and to help make the financing proceed as
smoothly as possible:
Analyze the property to pre-determine the appropriate commercial loan program
Evaluate the properties
net operating income for mortgage qualification purposes
Examine your
income and debt and prequalify you to determine the maximum mortgage loan
Discuss
commercial mortgage lending options that best fit the property and your
qualifications
Assist you with
the loan application and necessary paperwork
Collect
financial information and other related documents that are part of the
application process
Obtain a credit
report and verify the credit information
Provide
financial disclosures pertinent to your loan application
Secure the loan
program and mortgage rate to suit your specific needs
Coordinate the
appraisal and review the final appraisal to ensure it meets the lenders
requirements
Coordinate
inspections and reports that may be required to meet the lenders loan approval
Coordinate the
mortgage approval process through the lender
Inform you of
any conditions to be satisfied prior to final loan approval or closing
Coordinate the
title search and arrange for title insurance to be issued
Coordinate with
the closing attorney any liens on the property to be paid
Contact your
insurance agent and secure insurance on the property
Schedule and
coordinate the closing with all parties to the transaction
Inform you as to
what to expect at the closing and how the closing process works
Review the
Settlement Statement and mortgage loan documents for accuracy prior to the
closing
Attend the
closing or arrange to be available by phone
Maintain regular
contact with all parties to the transaction between the time of mortgage
application and closing
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