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Commercial Loan
Programs
As a
commercial mortgage lender we lend across the nation so that we may offer a
wide range of financing options for your commercial property.
We offer commercial
loans for all types of commercial properties, including
Multifamily,
Assisted Living,
churches,
Health Care,
Hotels,
Industrial
(light),
Medical Offices,
Mixed Use,
Mobile Home Parks,
Motels,
Office Buildings,
Self-Storage,
Mini-Warehouses,
Specialty Properties,
Automotive,
Strip Malls,
Convenience Stores,
Warehouses,
Apartment
and
just about any income
producing
property.
Non-Recourse Financing
A non-recourse
financing option does not require a personal guarantee which makes it the
perfect loan program for corporate investing, partnerships, etc. Non-Recourse
financing extends the financial benefits without personal liability.
Conventional
Financing
Conventional financing offer many traditional choices
which include 15, 25 and 30 year amortizations; including a multitude of fixed,
balloon and adjustable alternatives. With conventional financing, borrowers are
required to have a good credit history. The loan-to-values on commercial
properties are 75% and 90% on many properties.
Hard Money Loans
Regardless of your past credit history, short term
financing can be arranged secured against real estate or other financial
assets. Any asset , real estate, tangible or intangible asset that has an
identifiable market in which to liquidate the asset is eligible for a hard
money lending program. From mezzanine, construction and bridge loans we can
help you get the commercial real estate financing you need.
Commercial Loan
amounts from $500,000 up to $1,000,000,000 for commercial properties.
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Purchase
- Cash-Out Refinance - Rate Reduction/Term Restructuring Refinance
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Hard Money
Loans
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Typically
80%- 90% Loan-to-Value - 95% Loan-to-Value available (20% seller 2nd)
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Full
Documentation or Reduced Documentation
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2, 3, 5,
and 7 Year Terms Available
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15, 20, 25,
30 Year Amortizations
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Loan
amounts from $500,000 up to $1,000,000,000
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Fixed Rate
- Adjustable Rates
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Certain
restrictions apply to programs and loan amounts
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The type of
loan rate, term and program depends largely upon the property
Commercial
Stated Loans
Our stated program provides easy access to capital for
a wide variety of commercial properties. We offer flexible underwriting with
minimal documentation.
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$200,000.00- $1,500,000.00
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Fixed between six months to five years
with maturity in thirty years.
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Typically 50%- 80% Loan-to-Value
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Full Documentation or Reduced
Documentation
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2, 3, 5, and 7 Year Terms Available
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15, 20, 25, 30 Year Amortizations
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Minimum middle Fico score 600
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thirty year for all
products. Interest only options available for loans with LTV’s at 65%
or lower
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All loans have a life cap of 6% above the
start period and 2% for each change period
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The type of loan rate, term and program
depends largely upon the property
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