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Our
Service Promise
Bayou Capital
Funding, Inc is committed to offering only the highest
quality commercial lending services.
Our goal is to provide ethical and professional lending advice and services to all our clients.
We treat each customer and
associates in the commercial mortgage related fields with respect,
courtesy and professionalism throughout the loan process.
Here is just part
of what we do to achieve our goals and to help make the commercial loan financing proceed as smoothly as possible:
 Analyze the property to pre-determine the appropriate commercial loan program
Evaluate the properties net operating income for mortgage qualification purposes
Examine your income and debt and pre-qualify you to determine the maximum mortgage loan
Discuss commercial mortgage lending options that best fit the property and your qualifications
Assist you with the loan application and necessary paperwork
Collect financial information and other related documents that are part of the application process
Obtain a credit report and verify the credit information
Provide financial disclosures pertinent to your loan application
Secure the loan program and mortgage rate to suit your specific needs
Coordinate the appraisal and review the final appraisal to ensure it meets the lenders requirements
Coordinate inspections and reports that may be required to meet the lenders loan approval
Coordinate the mortgage approval process through the lender
Inform you of any conditions to be satisfied prior to final loan approval or closing
Coordinate the title search and arrange for title insurance to be issued
Coordinate with the closing attorney any liens on the property to be paid
Contact your insurance agent and secure insurance on the property
Schedule and coordinate the closing with all parties to the transaction
Inform you as to what to expect at the closing and how the closing process works
Review the Settlement Statement and mortgage loan documents for accuracy prior to the closing
Attend the closing or arrange to be available by phone
Maintain regular contact with all parties to the transaction between the time of mortgage application and closing
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